Welcome

Here you will find personal observations on dealing with my own money challenges, helping others deal with theirs, and reflections on the  philosophical question "What really matters?"

Comments using the Contact link above are always welcome.

Intended audience

This site is dedicated to people who need and want help on solving money issues, and to people who periodically feel a recurring need to evaluate what really matters in their lives. For a quick assessment of your current financial health, try this: Your Financial Health.

 

One Disclaimer

Be wary of generalized financial recommendations, regardless of the source. When making financial decisions you should always consider your specific financial circumstances and goals.

About Me

Asking anyone what their "financial goals" are is not a useful question unless they can first answer what their "life's goals" are.  Setting financial goals and striving to meet them are only worthwhile if they help you to get what you want out of your life. If you don't know what you want out of life, then all the financial advice and planning in the world isn't going to help you. I've spent a lifetime thinking about this. I hope you find something useful on this site to help you think about it.  Anyone interested in my background should go here: David Kelsey Bio.